What do fund costs cost you over the long run?
A difference of a few tenths of a percent looks small, but it comes off your return every year. This calculator shows how large that difference becomes over time.
ETF Growth & Fee-Erosion Simulator
See how ongoing fund costs (TER) affect your long-term wealth.
€8,134 at 0.14% costs
€11,555 at 0.20% costs
Example with the default settings (€5,000 start, €500 a month, 25 years, 6% gross a year).
Investing involves risk of loss. The figures presented by this calculator are for illustrative purposes only and do not constitute financial advice. Past performance does not guarantee future results.
How it works
Monthly compounding, contributions at the end of each month.
0.5% a month, at 6% a year
FAQ
Answers to questions about the calculator: costs, taxes, inflation, the band, your data and the broker list.
- Why does a small difference in costs matter so much?
- Does the calculator include taxes, such as the Dutch Box 3?
- Is the result adjusted for inflation?
About
What this site does and does not do, and how the broker list is put together.
- Runs in your own browser
- Free, no account needed
- Dutch and English